Current Rates
| Current Rates and Assumptions as of | |||||||||
| Thursday, August 26, 2010 | |||||||||
| 30 Year | 15 Year | 30 Year | 30 Year | 15 Year | |||||
| Fixed | Fixed | FHA Fixed | Jumbo Fixed | Jumbo Fixed | |||||
| Interest Rate | 4.250% | 3.750% | 4.250% | 5.250% | 4.625% | ||||
| APR | 4.438% | 3.916% | 4.955% | 5.482% | 4.829% | ||||
| Total Points | 1 | 1 | 1 | 1 | 1 | ||||
| Payment Term | 30 Years | 15 Years | 30 Years | 30 Years | 15 Years | ||||
| Est. Add'l Lender | 2,000.00 | 2,000.00 | 2,000.00 | 2,000.00 | 2,000.00 | ||||
| Prepaid Finance Charges | |||||||||
| Loan Amount | 200,000.00 | 200,000.00 | 175,000.00 | 500,000.00 | 500,000.00 | ||||
| Down Payment | 20% | 20% | 3.50% | 25% | 25% | ||||
| Up Front (MIP) | 0 | 0 | 3,938 | 0 | 0 | ||||
| Mortgage Insurance Premium | |||||||||
| Est. Credit Score | 740 | 740 | 740 | 740 | 740 | ||||
| Monthly Pmt. | $983.88 | $1,454.44 | $942.51 | $2,761.02 | $3,856.99 | ||||
| Princ./Int. and MI if necessary) | |||||||||
*Please note that the above estimated payments do not inlude the monthly breakdown of your annual taxes and insurance. The payment estimates are solely the monthly Principle, Interest and Mortgage Insurance(where necessary).
General Disclosures
Information displayed is accurate as of the date of the latest update and is subject to change without notice. Interest Rates can not be locked online or via email. You have to contact me and speak to me in person to determine if you can lock in your interest rate at that time. Other restrictions may apply. I can be reached at 512.426.7638
- Due to various federal, state and local requirements, certain products may not be available in all areas.
- The displayed Annual Percentage Rates (APRs) reflect the interest rates, total points, and additional estimated pre-paid finance charges for the loan products shown, but do not include other closing costs.
- For loans with less than 20% down payment borrower-paid mortgage insurance may apply.
- Mortgage rates shown are based on a 30-day lock for the purchase of a primary residence. Under certain circumstances, up to a 60-day rate lock maybe available.These mortgage rates and rate-lock period apply only in certain conditions. Your loan's interest rate and rate-lock period will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.
For more information, please contact me at This e-mail address is being protected from spambots. You need JavaScript enabled to view it - Jumbo loans are for loan amounts greater than $417,000 up to loan amounts of $1 Million.
- For loans greater than $1 Million up to $10 Million please contact me at either This e-mail address is being protected from spambots. You need JavaScript enabled to view it or 512.426.7638.


